金融危机下如何应对失业？

If you just became unemployed, you are probably dealing with a lot of different feelings right now, one of them being fear. Unemployment makes you wonder how you are going to make ends meet, what you will do if you become ill and what you are going to do next. Find out how to answer all these questions and perhaps ease your fear.
如果你刚刚失业，你目前可能要处理一些不同的情绪，其中之一就是恐惧。失业使得你需要考虑如何赚钱糊口，如果自己病了该怎么办，接下来你该怎么做。找出这些问题的答案后，可能会减轻你的恐惧。

Difficulty: Hard
难度：难

Here's How:
步骤如下：

1.Find out if you are eligible for government unemployment benefits.
看看你是否得可以到政府失业补贴。

2.Determine how long your financial resources will last.
看看你的财务资源还可以持续多久。

3.If your health benefits are paid by your employer, find out how to maintain those benefits. Most likely, you will be able to purchase benefits through COBRA (The Consolidated Omnibus Budget Reconciliation Act). The Health Insurance Portability and Accountability Act (HIPAA) also protects your right to health insurance coverage if you lose your job. If you don't find a job before your group policy with your former employer expires, your new employer doesn't provide health insurance benefits for employees or doesn't provide it for your family members, HIPAA guarantees your right to purchase insurance on your own.
如果以前你的医疗福利是由你的雇主提供，那么想办法让这些福利继续下去。通常来说，你可以通过COBRA购买福利。HIPAA机构在你失业的时候也可以保护你的医疗保险权利。如果在你的前雇主终止了你的公司政策之前你还没找到工作，或者你的新雇主不为职员或职员家属提供医疗福利， HIPAA可以在你自己购买保险时保证你的权利。

4.Determine whether a career change is in order. If layoffs are rampant in your field, you may want to consider making a change to a field that is growing, or at least stable.
如果在你目前的工作领域，解雇失业很盛行的话，就考虑下转行是否可行。你也许要认真考虑一个有发展前景或至少稳定的行业。

5.If you would like to change careers, find out what occupation you want to go into. You may need professional help with making this decision.
如果你想转行的话，弄清楚你想找什么样的职位。在你作出这个决定之前可能需要专家的帮助。

6.Take this time to spruce up your skills. Find out what skills are most valuable to employers. ‘
花时间将自己会的才能整理出来。找出雇主最看重的才能。

7.Now you can begin your job search. Write your resume, review your job interviewing skills and tell your network contacts about your current status in case they have leads.
接下来，你就开始找工作了。写简历，巩固你的面试技巧，并告诉你的朋友你目前的状况，看他们是否可帮忙。

Tips:
小贴士：

1.Realize you are in a very stressful situation, and being upset, or even angry, is normal.
要认识到你正处在一个压力非常大的阶段，难过，生气都是很正常的。

2.Take a little break to evaluate your situation, but try not to wallow in self-pity.
花时间整理评估下你目前的状况，但是不要自怨自艾。

3.Learn from this experience.
从这个经历中学习。